Dividend Rates


Checking & Savings

Fee Type Dividend Rate APY**
Regular Shares
$100.00 but not exceeding $5,000.00
$5,000.01 but not exceeding $15,000.00
$15,000.01 but not exceeding $50,000.00
$50,000.01 and above
(Minimum balance to earn dividends - $100.00)
0.15%
0.20%
0.25%
0.40%
0.15%
0.20%
0.25%
0.40%
Christmas Club
(Minimum balance to earn dividends - $100.00)
0.20% 0.20%
Vacation Club
(Minimum balance to earn dividends - $100.00)
0.20% 0.20%
Checking
(Minimum balance to earn dividends - $500.00)
0.05% 0.05%

Share Certificates

Term Dividend Rate APY**
6 Months 4.50% 4.50%
12 Months 4.00% 4.00%
24 Months 3.50% 3.50%

Share Certificates $10,000 and Over

Term Dividend Rate APY**
6 Months 4.50% 4.50%
12 Months 4.00% 4.00%
24 Months 3.50% 3.50%

IRA Rates

Dividend Rate APY**
1.50% 1.51%

Rates are subject to change without notice. Rates are effective as of January 1, 2023. There is no minimum balance requirement to earn dividends.