Dividend Rates
Checking & Savings
| Fee Type | Dividend Rate | APY** |
|---|---|---|
| Regular Shares $100.00 but not exceeding $5,000.00 $5,000.01 but not exceeding $15,000.00 $15,000.01 but not exceeding $50,000.00 $50,000.01 and above (Minimum balance to earn dividends - $100.00) |
0.15% 0.20% 0.25% 0.40% |
0.15% 0.20% 0.25% 0.40% |
| Christmas Club (Minimum balance to earn dividends - $100.00) |
0.20% | 0.20% |
| Vacation Club (Minimum balance to earn dividends - $100.00) |
0.20% | 0.20% |
| Checking (Minimum balance to earn dividends - $500.00) |
0.05% | 0.05% |
Share Certificates
| Term | Dividend Rate | APY** |
|---|---|---|
| 6 Months | 4.50% | 4.50% |
| 12 Months | 4.25% | 4.25% |
| 24 Months | 3.75% | 3.75% |
Share Certificates $10,000 and Over
| Term | Dividend Rate | APY** |
|---|---|---|
| 6 Months | 4.50% | 4.50% |
| 12 Months | 4.25% | 4.25% |
| 24 Months | 3.75% | 3.75% |
IRA Rates
| Dividend Rate | APY** |
|---|---|
| 1.50% | 1.51% |
Rates are subject to change without notice. Rates are effective as of January 1, 2023. There is no minimum balance requirement to earn dividends.