Share Certificates

Monroe Telco's Share Certificates provide growth with a guaranteed rate of return for a fixed term along with the security of being federally insured by NCUA.

• Competitive rates

• Terms from 6 months to 2 years

• $1,000.00 minimum balance to open a certificate

• Dividends paid monthly

• Dividends can be paid to your share account, share draft account, or mailed to you each month

• Share Certificates can be used as collateral for a loan at the credit union and the certificate will continue to earn dividends

• Renewal notices are mailed prior to certificate maturity and you have 10 days after maturity to renew without losing interest. Automatic renewal is available

• Early withdrawals are subject to penalties